Mortgage delinquencies in B.C. remain low despite rising interest rates, high mortgage payments and financial pressure. The provincial mortgage delinquency rate of 0.11% for the first quarter of 2023 is the lowest ever recorded and foreclosure cases have decreased by 11.4%. Despite this, credit card and car payment data is signaling increasing financial pressure and cracks in household vulnerability. Despite this, mortgage holders have still been able to withstand the financial impact of rate hikes.